Salary conversion allows significant savings when leasing e-bikes. By deducting the costs from the gross salary, employees benefit from VAT deductions and reduced ancillary wage costs, making this new form of mobility even more attractive for commuting and leisure. The comprehensive insurance ensures worry-free riding at all times.

For example, with a bike valued at €3,000, the total costs over a 36-month leasing period can be reduced by approximately 42 percent. This modern, healthy, and eco-friendly mobility option opens up new opportunities for both companies and employees.

When providing bicycles or e-bikes, salary conversion can occur, but the salary conversion amount does not have to be identical to the taxable benefit. The taxable benefit must be reported on the employee’s payroll and is subject to both social security contributions and income tax, just like regular salary. Therefore, the taxable benefit must be included in the gross salary calculation and deducted from the net payout. This ensures that the appropriate social security contributions and income tax amounts are properly accounted for.

These situations are handled individually with the employer, who remains the leasing contract holder with the leasing company. Generally, it is possible for the employee to take the bike with them to their new employer, provided the contract is transferred to the new leasing party. The specifics of this transfer need to be coordinated between the involved parties.

From a tax perspective, it is recommended that the employer provides a subsidy of at least €3.33 per month. This covers the annual UVV safety check cost of €120 over the entire leasing period. The amount of the employer's subsidy can vary depending on the employer. Since the economic ownership of the leased bike remains with the employer, the employer is responsible for fulfilling the contractual obligations at all times (e.g., even if an employee leaves the company). While implementing the leasing concept and processing leasing applications may require some additional effort in the HR department, the process is designed to enable easy, quick, and digital contract handling, keeping the administrative burden as low as possible.

Like company cars, company bikes or e-bikes are an attractive form of salary conversion and employee motivation. By offering salary conversion, employers promote smart two-wheel mobility for all employees. Companies can benefit from the positive image associated with bicycles, enhancing their public perception. Key advantages include environmental protection, improved traffic conditions, and health promotion. Additionally, companies gain a direct cost advantage by saving on social security contributions, which can result in a cost reduction of around €500 per employee over a three-year period, all without any capital expenditure.

The Premium-Plus insurance provides extensive protection, ensuring that employees can continue using the company bike during parental leave (up to 12 months) or in case of illness-related absence (starting from the 43rd day) without having to pay leasing fees. The included comprehensive coverage eliminates any additional cost burdens for repairs, wear and tear, theft, vandalism, accident damage, and improper handling. This keeps the monthly leasing payments stable and predictable, allowing for secure financial planning. The elimination of wear-and-tear repair costs alone can result in savings of approximately €450 to €600 over the entire leasing period.

Eurorad stands out with a flexible price range, offering bikes from a minimum price of €357 to a maximum of €20,000. While most leasing providers offer protection that includes a special termination right with vehicle return, the waiting periods can vary significantly. Eurorad provides coverage from day one, whereas other providers may start coverage only after six months. According to accident prevention regulations (UVV), employers must ensure that employees use bikes that are fully inspected and in excellent technical condition. Unlike other leasing providers, eurorad covers the costs for all checks and repairs from day one, with no price caps or additional costs for minor maintenance, ensuring a hassle-free experience for both employer and employee.

Eurorad offers leasing terms for bicycles and e-bikes with a duration of 36 months.